Debt is one of the most stressful aspects of modern life. In many cases it is not something you chose, or simply the result of a bad decision. It may have been unavoidable. No matter what the cause or the outside circumstances that lead to it, debt is very stressful. There comes a point where your debt stress may actually start causing health problems. The most common health problems caused by debt stress relate to depression or other psychological issues. Here are some ways debt stress can affect your health and signs to look out for.
Changes In Behavior Or Worldview
One of the first signs that debt is starting to affect your health is changes in your day to day behavior or world view. When your behavior starts to change, and your view of the world with it, this can be a sign of stress and possibly depression. Taking a negative view of the world when you were normally positive is a common symptom. Also, no longer taking joy in activities you once did is a rather common sign of a depressive condition. An overall negative view of the world and an increase in negative traits such as anxiety, stress and being temperamental are commonly triggered by stress.
When you have debt you often will start to second guess yourself. Everything takes on a monetary value and you start to question if you can afford anything except the bare essentials. The natural response to stress or remove the stressor from your environment. However, this often takes time when it comes to debt stress, and living only on the bare minimum can have a serious impact on the quality of your life. Aside from feeling stressed because you feel the need to keep track of every expense (no matter how minor) in time you may wonder what’s the point anymore. You may feel that no matter how careful you are there is no way to eliminate the underlying debt issue. Such hopeless can develop into depression if unchecked.
Lack Of Sleep
Stress and anxiety lead to lack of sleep. This results in a feedback loop where you can be very aware that your stress is causing you to lose valuable rest, which in turn makes you more upset. Lack of sleep only further exacerbates your condition and only increases in stress and overall negative feelings. Continued stress can lead to insomnia which has a highly negative impact on your overall mental health. Much like the other listed symptoms the root cause is feeling a lack of control over your financial situation and do not see any way to fix it.
As you can see debt related stress can be far more than a mere annoyance. It can cause you undue psychological stress and can even lead to depression. However, you don’t need to handle your debts alone. Professionals are here to help and can assist in debt management and help you get your debts paid off. This not only results in healthier finances but in a healthier mind as well. Credit Counselling Services of Atlantic Canada has been helping people just like you for many years. If you need help managing your debts call or contact them today.