Your wedding is likely to be one of the most memorable and exciting days of your life, so it’s no wonder you want it to be perfect. Unfortunately, a perfect wedding often comes with a steep price tag. A recent poll conducted for Global News found that Canadians believe the price tag of a wedding should be […]
The Hidden Costs of Buying Your First Home
Many first-time homebuyers are unaware of the hidden costs associated with buying a home. As a result, they are ill-prepared and often taken by surprise when the final closing date comes. If you are looking to buy your first home, you should understand that you’ll have to pay for a lot more than just your […]
Improve Your Finances in 2021: New Year’s Resolutions You Can Actually Keep
Most would agree that everyone is ready to bid farewell to 2020. If you’re like most Canadians, you’ll be thinking about how you can start the year off right by choosing a new year’s resolution. According to Statista, improving personal finances is the second most common new year’s resolution, after exercising and dieting. Why? Because […]
Online Budget Calculators in Canada
The main purpose of a budget is to determine how much money you have coming in and how much money is going out, and to where. For a budget to show the picture clearly, you need to gather financial statements, record your income sources, list your monthly expenses, categorize your expenditures, and make necessary calculations […]
How to Grocery Shop on a Budget
One of the most important line items in the family budget is for food, and the best way to manage that budget line item is to stick to a grocery list. Having a list each time you go to the grocery store ensures that you don’t get sucked into impulsively buying things you don’t need. […]
How to Choose the Best Savings Account
Whether you’re saving for a new car, a down payment on a home, or post-secondary education for your kids, opening a savings account is an important step to achieving your savings goal. Savings accounts are important because standard chequing accounts don’t pay the kind of interest that makes saving worthwhile, while investments in stocks or […]
Beyond the CERB: New Covid-19 Government Benefits
When the Canada Emergency Response Benefit (CERB) was rolled out earlier this year to help Canadians who saw their income impacted by the coronavirus, everyone knew it would inevitably come to an end. The CERB officially ended at the end of September as the government transitions people back onto EI. The EI program is set […]
10 Budgeting Tips That Really Work
A journey of a thousand miles begins with one step, and the journey to financial freedom is no different. When it comes to your personal finances, the first step is to make a really good budget. Without a budget, you will have no idea how much money is coming in or going out, and before […]
Two Simple Steps to Get Your Finances Back on Track
When it comes to your finances, have you ever sat and thought, “Where have I gone wrong?” It’s never too late to evaluate your financial situation and get yourself back on track. But going through your finances is like making that New Year’s Resolution – you mean well, you’ll plan on doing it, but you […]
How a Budget Can Help You Pay Down Debt
Working with a budget to get through your monthly financial expenses doesn’t mean you’re poor or have to do without. Many people believe that if you have a budget, you’re unable to do things in your life for personal enjoyment. This is the complete opposite. It is imperative for everyone to live on a budget […]
