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Credit Counselling in Atlantic Canada

For over 25 years, we’ve helped countless individuals and families solve their debts through expert credit counselling, budget mentoring, and tailored financial education programs. With a little support, and some hard work, you can live a debt-free life and have the skills you need to manage your money, permanently.

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Credit Counselling

If you are having a financial crisis, and you’d like to avoid bankruptcy, our intensive and personalized approach to credit counselling could be the lifeline you are looking for.

We are the credit counselling specialists, and what we offer is simple: Debt Solutions that Stick.

Budget Mentoring

If your money situation is a mess and you’d like to learn what it takes to be financially well, our proactive budget mentoring service might be just the support you need.

We are budget mentoring specialists, and what we offer is simple: Financial Wellness that Sticks.

Financial Education

If your employees or students could use some real-life money-management skills, our customizable, easy-to-understand financial education sessions will fit the bill perfectly.

We are financial education specialists, and what we offer is simple: Money Management Skills that Stick.


Our free e-book series brings you content, tips and money management strategies from our most popular blog posts. Check back often for new titles!

Featured Ebook

What's Inside?

Success Stories


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Dig into our most recent blog posts:

Available in French by request

10 Student Budgeting Tips

With summer winding down, students will soon be heading back to school. For post-secondary students, many will be living away from home as well, some

Payday Loans in PEI: Know Your Rights

Payday loans are short-term loans usually up to $1,500 that can help individuals get through a rough spot. They are called payday loans because typically, they are paid

Make long-term financial wellness part of your own personal pandemic recovery plan.

FREE monthly money management tips and advice, delivered right to your inbox!

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Recently on Twitter

Before you jump into a debt settlement agreement, take the time to learn all the pros and cons so that you're fully aware of what you're getting yourself into. https://loom.ly/cxl9L6cs #debtsettlement #finlit #debt #personalfinance #money

A consumer proposal is quickly becoming a popular alternative to bankruptcy due to its lesser impact on your credit and financial future. But is it worth it? https://loom.ly/Cb2ci_Q #consumerproposal #personalfinance #finlit #bankruptcy #creditcounselling

Check out what our clients are saying about us! Book a free consultation with one of our counsellors today and find out how simple it can be to get control of your finances. #canadasaves #savings #moneygoals #advice #tips #moneymindset #savemoney

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Any Rand. #trending #canada #canadasaves #business #moneytips #financialrepair #creditscore #learnhow #savings #moneygoals #advice #tips #mortgage #savemoney

You can continually improve your financial situation by finding ways to save. You can make saving and tracking your expenses simple by using good budgeting tools to help you along the way. http://bitly.ws/sf8w
#howto #canadasaves #moneytips #learnhow #moneymindset

Consumers across Atlantic Canada are feeling the effects of rising inflation, with trips to the grocery store and gas station resulting in heftier bills. https://loom.ly/cBM6lCM #AtlanticCanada #inflation @ChronicleJournal

You’ve likely been offered financial products you hadn’t planned on buying. No matter how you receive an offer, you need to make an informed decision. Even if it seems like there’s little risk, you should never feel pressured to decide on the spot. https://loom.ly/ibVHQqc

The 10 per cent increase in the income supplement and the seniors' benefit announced in March will take effect on July 5, said the provincial government in a press release on Tuesday. https://www.cbc.ca/news/canada/newfoundland-labrador/income-supplement-seniors-benefit-increase-nl-1.6504327

Talking about money can be awkward, but a lack of communication can devastate a couple. Here’s why finances need to be one of the most important things to talk about with your significant other. https://loom.ly/ZnGG88I

Inflation on P.E.I. is the highest in the country. https://www.cbc.ca/news/canada/prince-edward-island/pei-seniors-food-program-100-dollar-gift-card-1.6499057