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For over 25 years, we’ve helped countless individuals and families solve their debts through expert credit counselling, budget mentoring, and tailored financial education programs.

With a little support, and some hard work, you can live a debt-free life and have the skills you need to manage your money, permanently.

Credit Counselling

If you are having a financial crisis, and you’d like to avoid bankruptcy, our intensive and personalized approach to credit counselling could be the lifeline you are looking for.

We are the credit counselling specialists, and what we offer is simple: Debt Solutions that Stick.

Budget Mentoring

If your money situation is a mess and you’d like to learn what it takes to be financially well, our proactive budget mentoring service might be just the support you need.

We are budget mentoring specialists, and what we offer is simple: Financial Wellness that Sticks.

Financial Education

If your employees or students could use some real-life money-management skills, our customizable, easy-to-understand financial education sessions will fit the bill perfectly.

We are financial education specialists, and what we offer is simple: Money Management Skills that Stick.


Our free e-book series brings you content, tips and money management strategies from our most popular blog posts. Check back often for new titles!

Featured Ebook

What's Inside?

Success Stories


Did you know?

Dig into our most recent blog posts:

Available in French by request

What is a Credit Report?

A credit report is a snapshot of your credit history and is one of the main tools that lenders use to decide whether or not

Make long-term financial wellness part of your own personal pandemic recovery plan.

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Recently on Twitter

If you think that you might need to file for bankruptcy, talk to a credit counsellor first. They will review your financial situation in detail and speak to you about possible options, which may or may not be bankruptcy alternatives. https://loom.ly/Itzf_nI #bankruptcy #debt

One of the main reasons why credit counselling works is because it has long-lasting effects. Credit Counselling has a repeat rate of less than 1% versus a repeat rate of 22% for insolvency trustees. https://loom.ly/3A-3Ows #creditcounselling #bankruptcy

What's your response when you're offered a credit card? Do you typically accept it or decline it? Let us know in the comments!

There's still time to get your application in for our 2022/23 scholarship! Get up to $1,000 towards your tuition orliving expenses so that you can worry less about money and have more time to focus on your studies. https://loom.ly/M4VFbkM #scholarships #unilife

The price of living continues to rise. If you need help managing your budget, contact us for a free consultation. We can help.

Receiving collection calls can be quite stressful. That's why we've put together tips and advice to manage these calls. https://loom.ly/Ps-uspM
#moneyhelp #help #financialfreedom

Choosing the car that's right for you, can be tricky enough without the burden of payment options and interest. Visit our blog for info on how a car loan works, how interest works and tips to saving money on interest costs. https://loom.ly/B8LAmTY

Here are 10 small strategies you can start today that can help you on your way to financial freedom. https://loom.ly/P67J_yc #debt #personalfinance

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