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Getting started is easy – just complete the contact request form below and we’ll be in touch within two business days.


Getting started is easy – just complete the contact request form below and we’ll be in touch within two business days.

Your Debt Solutions & Credit Counselling Partner in Atlantic Canada

For over 25 years, we’ve helped countless individuals and families solve their debts through expert credit counselling, budget mentoring and tailored financial education programs. As a not-for-profit organization, we always have your best interest at heart and will help you avoid bankruptcy whenever possible.

We believe our accredited counsellors are the best of the best – its your financial future and you shouldn’t settle for less. You can rest assured knowing that SolveYourDebts.com is committed to helping you get your finances back on track.

There are lots of reasons why SolveYourDebts.com should be your debt solutions partner – but here are the top five:

  1. We ALWAYS have your best interest in mind: We are provincially licensed and regulated registered not for profit organization, which means we’re not here to suggest solutions that are going to help our bottom line – we’re here to help yours.

  2. We NEVER charge up front fees: We offer free 1.5 hour consultations and charge the absolute minimum for our services so we can provide affordable debt solution services to those who need it most.

  3. Our counsellors are second to none: Our counsellors are caring, professional and AFCC designated (Accredited Financial Counsellor Canada). AFCC is the gold standard of financial education, requiring an exam and 30 hours of ongoing education every 2 years in order to maintain certification.

  4. We ARE the consumer’s choice: We are proud of our Better Business Bureau A+ rating and our Consumer Choice awards for Business excellence. We earned that recognition because our advertising is not misleading, we never make promises we can’t keep, and we treat people with dignity and respect.

  5. Almost 30 years of success: Over the past 28 years, we have developed great working relationships with our clients, their creditors, and a network of trusted support organizations. Our clients leave us proud of what they’ve accomplished and equipped with the skills and habits they need to get and stay financially well.

With a little support and some hard work, you can live a debt-free life and have the skills you need to manage your money, permanently.

As Featured On:

Credit Counselling

If you are having a financial crisis, and you’d like to avoid bankruptcy, our intensive and personalized approach to credit counselling could be the lifeline you are looking for.

We are the credit counselling specialists, and what we offer is simple: Debt Solutions that Stick.

Budget Mentoring

If your money situation is a mess and you’d like to learn what it takes to be financially well, our proactive budget mentoring service might be just the support you need.

We are budget mentoring specialists, and what we offer is simple: Financial Wellness that Sticks.

Financial Education

If your employees or students could use some real-life money-management skills, our customizable, easy-to-understand financial education sessions will fit the bill perfectly.

We are financial education specialists, and what we offer is simple: Money Management Skills that Stick.


Our free e-book series brings you content, tips and money management strategies from our most popular blog posts. Check back often for new titles!

Featured Ebook

What's Inside?

Success Stories


Did you know?

Dig into our most recent blog posts:

Available in French by request

4 Ways To Reduce Credit Card Debt

As the world evolves into a cashless society, there has been a significant increase in the use of credit cards. According to TransUnion, the average

Make long-term financial wellness part of your own personal pandemic recovery plan.

FREE monthly money management tips and advice, delivered right to your inbox!

Sign up now.

Recently on Twitter

When in financial distress, many people first think of bankruptcy. But did you know that filing for bankruptcy won't eliminate all your debts?

To learn more about bankruptcy in Canada and explore some other options, visit our blog: https://loom.ly/pkPQV7E #bankruptcy #finlit

Interesting report from the @NatPayrollInst.

"Survey results indicate that, faced with this torrent of financial stress and anxiety, many are unsure what to do and as a result are doing nothing. Doing nothing will not help them weather the storm."


Although payday lenders are supposed to be regulated by provincial governments, several new payday loan companies are popping up online, most of which aren't licensed. Learn more about how to protect yourself: https://loom.ly/bqUPiVU #paydayloans

Prince Edward Islanders have experienced the highest inflation rate in Canada every month since March 2021. It's affecting everything — how much households spend on food, gas for their cars, and electricity, just to name a few.

Read more: https://loom.ly/A5jI2_c

#money #budget

It’s never been more expensive to live in Nova Scotia. The living wage, or hourly pay rate needed to cover basic needs and enjoy a “decent quality of life” is now $23.50 in Halifax, up from $22.05 last year.

Read more at: https://loom.ly/CeuQfr4

#money #budget #finance

The amount Canadians owe relative to their income moved high in the second quarter as the level of debt grew faster than their earnings. Debt rose to 181.7 percent, up from 179.7 percent in the first quarter.


#debt #money #budget

An identity thief can take over your finances, open new bank accounts, transfer bank balances, apply for loans, credit cards & purchase vehicles. Although there are many ways a thief can steal your identity, there are ways to protect yourself. https://loom.ly/zv0dPAU

We would like to welcome Susan to her new role as CEO of @SolveYourDebts. Her wisdom, guidance, and great leadership will continue to help individuals and families throughout eastern Canada solve their debts and gain financial wellness.

Welcome, Susan, and congratulations!

For Ontario Disability Support Program recipients living in rent-geared-to-income housing units, the promised five per cent increase to payments that was introduced on Sept. 1 may not be as significant as was initially thought.


The Liberal cabinet is meeting for 3 days in Vancouver focusing on the rising cost of living and the state of the economy. Justin Trudeau stated he wants to hear from and work with Canadians to solve the very real pressures they're facing.