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For over 25 years, we’ve helped countless individuals and families solve their debts through expert credit counselling, budget mentoring, and tailored financial education programs. With a little support, and some hard work, you can live a debt-free life and have the skills you need to manage your money, permanently.

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Credit Counselling

If you are having a financial crisis, and you’d like to avoid bankruptcy, our intensive and personalized approach to credit counselling could be the lifeline you are looking for.

We are the credit counselling specialists, and what we offer is simple: Debt Solutions that Stick.

Budget Mentoring

If your money situation is a mess and you’d like to learn what it takes to be financially well, our proactive budget mentoring service might be just the support you need.

We are budget mentoring specialists, and what we offer is simple: Financial Wellness that Sticks.

Financial Education

If your employees or students could use some real-life money-management skills, our customizable, easy-to-understand financial education sessions will fit the bill perfectly.

We are financial education specialists, and what we offer is simple: Money Management Skills that Stick.


Our free e-book series brings you content, tips and money management strategies from our most popular blog posts. Check back often for new titles!

Featured Ebook

What's Inside?

Success Stories


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Dig into our most recent blog posts:

Available in French by request

5 Myths About Personal Finance

The internet has opened us up to the world of “influencers” – and the personal finance industry is full of them. Unfortunately, influencers don’t always

Make long-term financial wellness part of your own personal pandemic recovery plan.

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Recently on Twitter

The 10 per cent increase in the income supplement and the seniors' benefit announced in March will take effect on July 5, said the provincial government in a press release on Tuesday. https://www.cbc.ca/news/canada/newfoundland-labrador/income-supplement-seniors-benefit-increase-nl-1.6504327

Talking about money can be awkward, but a lack of communication can devastate a couple. Here’s why finances need to be one of the most important things to talk about with your significant other. https://loom.ly/ZnGG88I

Inflation on P.E.I. is the highest in the country. https://www.cbc.ca/news/canada/prince-edward-island/pei-seniors-food-program-100-dollar-gift-card-1.6499057

As inflation rates soar to the highest they've been in Canada in forty years, nearly half of Canadians say that right now, they're doing worse financially than they were at this time last year.

According to Statis Canada, the inflation rate is the highest it’s been since 1991. With the price of everything on the rise, it’s natural to feel overwhelmed and stressed. While you can’t stop inflation, you can take some steps to combat it. https://loom.ly/Pt1kHKY #inflation

Debt is not only very personal, it can be stressful, but how do you know when it’s time to ask for help? There are several warning signs that may indicate you are in need of assistance in order to get your finances back on track. https://www.solveyourdebts.com/blog/15-warning-signs-of-debt-problems/ #debt

With the cost of living rising at a time when many Canadians are still feeling the effects from COVID-19, it’s never been more important to review your budget. https://loom.ly/K8Qb3Mo #inflation #budgeting

Fraud is the top crime against older Canadians and the Canadian Anti-Fraud Centre indicates that 27,000 Canadians are victims of identity theft every year, a number that’s likely under-reported. https://loom.ly/btdQhZs #seniorsmonth

Are you looking to spend quality time with the family this summer but want to stay on budget? We've got you covered.

Tap the link to read this blog post! https://loom.ly/OUUUucM #summervacation