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Life After Debt Series: “How I Learned to Manage My Money”

How do you think you got into financial trouble?
I am disabled.

How did that make you feel?
Overwhelmed.

How long did it take you to get back on your feet financially?
5 years.

Is your outlook on life different now that you are debt free?
Yes.

How did dealing with your debt help in other areas of your life?
Communication.

If you had a chance for a “do-over” in your life what would you have done differently that could have prevented, you from getting into debt?
Live within means.

What influenced you the most to change your spending habits?
I had no more money.

How did Credit Counselling Services of Atlantic Canada help you with your situation?
Helped prioritize.

How did it feel when you finished working with Credit Counselling Services and became debt free?
Relieved.

What are you doing now to ensure you don’t repeat past financial mistakes?
Communicating with my spouse.

If you were to experience financial difficulty again, would you use credit counselling to get back on track?
Yes.

How has becoming debt free allowed you to plan for your future?
Learning how to manage my money.

Have you been able to educate/encourage other members of your family to budget and save?
Yes.

If you had to give up one daily expense to be debt free, what would it be?
Coffee.

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