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Life After Debt Series: “How I Learned to Reduce Stress”

How do you think you got into financial trouble?
I thought I could handle my debt and keep it under control.

How did that make you feel?
Frustrated and stressed.

How long did it take you to get back on your feet financially?
5 years.

Is your outlook on life different now that you are debt free?
Yes.

If you had a chance for a “do-over” in your life what would you have done differently that could have prevented you from getting into debt?
Stop overspending.

What influenced you the most to change your spending habits?
The stress of creditors threats.

How did Credit Counselling Services of Atlantic Canada help you with your situation?
They helped to reduce the stress.

How did it feel when you finished working with Credit Counselling Services and became debt free?
It made me feel great!

What are you doing now to ensure you don’t repeat past financial mistakes?
I don’t spend as much and manage my finances better.

If you were to experience financial difficulty again, would you use credit counselling to get back on track?
Yes.

How has becoming debt free allowed you to plan for your future?
I have more freedom.

Have you been able to educate/encourage other members of your family to budget and save?
Yes.

If you had to give up one daily expense to be debt free, what would it be?
I would give up coffee.

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