Credit Counselling Services of Atlantic Canada (CCSAC) has helped countless individuals with the debt consolidation process since 1994. Through our strong team of accredited financial counsellors, we are able to provide the best debt consolidation assistance offered in Canada.
What is Debt Consolidation?
Debt consolidation is a financial arrangement wherein you combine multiple debts – credit cards, lines of credit and other loans – into one regular monthly payment. Debt consolidation can be advantageous because it can result in a lower interest rate, and simplify the debt repayment process by combining many payments into one.
CCSAC offers debt consolidation through our Debt Management Program. We help consumers consolidate their debts into one affordable monthly payment, which we disburse to their creditors on their behalf.
If you are juggling multiple payments from your mortgage, line of credit, loan or credit card, debt consolidation may be the right option for you. CCSAC’s accredited financial counsellors can help you throughout the entire process – from reducing what you pay monthly to securing a single, fixed interest rate – so that you can start eliminating your debt and the stress that goes along with it.
The first step is to contact us and set up an appointment with one of our accredited counsellors. We will assess your particular financial situation and advise you on the debt relief solution that is best for you, whether it be debt consolidation or an alternative option.