Money Quiz

Think you’re a good money manager? Take a few minutes to take our Money 101 quiz to find out. Remember, in order to get a true picture, you MUST answer the questions honestly.

Do you rarely pay your bills on time?
Is a large portion of your income going towards your debt(s)?
Are you over the limit(s) on your credit card(s)?
Are you only making the minimum payments on your credit?
Do you use credit for everyday expenses?
Do you find it difficult to keep utilities up to date?
Do you rely on overtime, tips or bonuses to make ends meet?
Are you avoiding the phone when it rings for fear of who is calling?
Have you consolidated debts and now have new credit card balances?
Do you take cash advances on one credit card to pay another?
Are you losing sleep at night worrying about your financial situation?
Do finances cause stress and arguments at home?
Are you unsure of how much you owe in total?
 Add up the number of questions you answered with “yes” and look at the scoring below to gauge your financial fitness.
You are doing just fine managing your money – keep up the good work!
1 – 2
Overall, you’re doing okay. Keep an eye on your budget and continue to use credit wisely. Now might be a good time to learn more about your credit rating and how it can affect your life.
3 – 6
There’s no crisis – yet – but you may be heading for one. You need to get your spending under control by creating a monthly budget.
7 – 9
You’re definitely in the danger zone. Write down all your monthly expenses and income and make an appointment with one of our certified counsellors. We can help get you back on track.
10 – 13Crisis alert! You need serious financial assistance. Call us now. A debt management program may be what you need to help you reach financial freedom.
Remember, it’s never too late!  Contact us today to see how we can help.