Life is expensive. A seemingly loaded bank account can quickly evaporate from a monthly onslaught of recurring bills, minor purchases and daily expenses. You can, however, cut into your monthly expenses in numerous ways. You’ve likely heard the same-old money saving tips such as saving loose change, buying in bulk and couponing, but we’re not […]
Archives for December 2020
CERB Overpayments: What to Do If You Owe Money to the CRA
At the start of the pandemic, many Canadians were quick to register for the Canadian Emergency Response Benefit (CERB). The federal government’s $2,000-a-month payment was simple to apply for and came with minimal eligibility requirements. The benefit was initially created to help workers and businesses navigate the financial impact of COVID-19. However, many CERB recipients […]
Improve Your Finances in 2021: New Year’s Resolutions You Can Actually Keep
Most would agree that everyone is ready to bid farewell to 2020. If you’re like most Canadians, you’ll be thinking about how you can start the year off right by choosing a new year’s resolution. According to Statista, improving personal finances is the second most common new year’s resolution, after exercising and dieting. Why? Because […]
Why this year should be a credit-free Christmas
This year has hit all Canadians hard – whether it be physically, mentally, emotionally or financially. With the holidays around the corner, many families are looking forward to celebrating with loved ones and putting the year behind them. But despite the fact that Canadians may want to celebrate Christmas like they usually do, it’s important […]
How To Plan Your Holiday Finances
The holidays are just around the corner – are you prepared? For most of us, the reality is no. Each year you may tell yourself that you’re going to start earlier, make a strict gift-buying list and stick to your holiday budget, but Christmas always seems to have a way of creeping up on us. […]
