With much of the country now vaccinated against COVID-19, students will soon be heading back to in-classroom learning. For post-secondary students, many will be living away from home as well, some for the first time ever. With tuition costs rising and many students having faced unemployment for the past year due to the pandemic, the […]
Do-it-Yourself Debt Reduction Strategies
The majority of Canadians will find themselves in debt at some point in their lives. While this may seem normal, it’s important to try and keep that debt to a minimum and not let it spiral out of control. Having a plan to pay down your debt is the best way to ensure your debt […]
How Much Mortgage Can I Afford in Canada?
Many Canadians dream of owning their own home but might think it’s out of reach for them. However, the reality is that many people can afford a mortgage, and oftentimes, a mortgage payment may even be lower than a rent payment. Once you’ve saved your down payment, you should start investigating how much mortgage you […]
5 Best Budgeting Tools You Should Start Using Today
Managing your personal finances is an issue that plagues just about everyone. Regardless of how much money you are making right now, you can always improve your financial situation by finding ways to save. You can make saving and tracking your expenses simple by using good budgeting tools that will help you along the way. Here are […]
How Much Money Should I Save for Emergencies?
If the last year has taught us anything, it’s that emergency funds are critical. Not only should we be prepared for unexpected expenses such as malfunctioning appliances, car repairs and medical conditions, but we also need to be prepared for possible job losses. Even those who are self-employed should prepare themselves for falling market conditions […]
How to Get Out of Debt With No Money
Most people want to pay off their debt, but it can become difficult when your paycheck barely covers the bills that you have. If you’re constantly feeling like you’re putting money towards debt that doesn’t seem to be reducing, or if you simply don’t have enough money to put towards existing debt, you need to […]
Money Management Tips for Young Adults
Graduating from college or university, landing that first job and renting an apartment is an exciting chapter in any young adult’s life. Finally standing on your own two feet is a rite of passage, however in today’s economy, the cost of that rite of passage is increasing drastically. Millennials and Generation Z are finding themselves […]
How To Have Summer Fun Without Blowing Your Budget
Summertime can become very expensive for young families who need to keep kids busy and entertained. A trip to the amusement park for a family of four can easily cost hundreds of dollars for just a one-day outing – something that’s just not feasible for many Canadians’ budgets. Luckily, there are still lots of ways to […]
How to Save Money on a Wedding
Your wedding is likely to be one of the most memorable and exciting days of your life, so it’s no wonder you want it to be perfect. Unfortunately, a perfect wedding often comes with a steep price tag. A recent poll conducted for Global News found that Canadians believe the price tag of a wedding should be […]
How to Save for a Down Payment on a Home
In the Canadian housing market, it’s hard to buy a home without having a substantial down payment. As of 2021, the average price of a home in Atlantic Canada was approximately $292,000. Unfortunately, it can be hard to save upwards of 20 per cent for a down payment when property prices are skyrocketing and you’re juggling […]
