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What is a Credit Report?

A credit report is a snapshot of your credit history and is one of the main tools that lenders use to decide whether or not

Is a Consumer Proposal Worth It?

A consumer proposal is quickly becoming a popular alternative to bankruptcy due to its lesser impact on your credit and financial future. A consumer proposal is

The Truth About Bankruptcy in Canada

Bankruptcy is often the first thing consumers think about when they find themselves in financial distress. However, it is not a decision to be taken

How To Stop Collection Calls

It can be stressful to receive calls from a collection agency – especially when there hasn’t been any progress made on repayment. Although the rules

4 Common Debt Relief Options

Nowadays, it’s not uncommon to find yourself in some debt. According to the 2019 Canadian Financial Capability Survey, nearly three quarters of Canadians (73.2%) have

4 Things You Should Know About Identity Theft

Identity theft occurs when an individual assumes another person’s identity in order to access resources or obtain credit and other benefits in that person’s name.

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