When debts start piling up, the ability to discern between a good debt and a bad one seems to decrease. However, the best thing to do is to create a debt repayment plan that you can stick to. The best way that you can do that is to get professional help from a credit counselling […]
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How To Have Summer Fun without Blowing Your Budget
By Yves Leblanc Summer time can get very expensive for those with young kids as they need to be kept busy and entertained. Here are a few ideas that may save you a couple dollars on activities: Camping anyone? Instead of traveling and staying in hotels on vacation, consider borrowing or renting a tent and […]
What You Need to Know About Summer Car Care
By Stephen Walsh Once again summer is upon us. It is time for long drives and trips to the cabin or trailer. But many of us neglect the most important part of any road trip: our car. A well maintained car can not only save you future headaches, but a great deal of money as […]
Did You Know? Save That Extra Money!
Did you know? Saving extra, unexpected money can get you out of debt faster? When you receive money as a gift or get a tax refund or rebate on an item, put that money straight towards your debt or in a savings account instead of spending it. You’ll be glad you did!
Did You Know? Debt Management Programs
Did you know? 96% of consumers who completed a Debt Management Program with CCSAC feel that they now have the knowledge, skill and confidence to make informed financial decisions throughout the rest of their lives. We can help create the right debt reduction plan for you so you can start living your life the way […]
5 Leading Causes of Financial Problems and What to do About Them
By Susan Eisner Nobody plans to have money troubles and not pay their bills. Life happens! There are many circumstances we find ourselves in that are out of our control. Here are the most common ones: 1. Lack of budgeting and money management skills The #1 reason people get into trouble with their finances is […]
Did You Know #6: Skip the Service Contract
Did you know? Purchasing extended warranties or service plans on big ticket items like electronics or appliances are not always the best deal. These plans add an extra cost to your item that not many of us actually end up using. Experts say that most product breakdowns occur in the first year that you own […]
Did You Know? Buy in Bulk
Did You Know? You can save money if you buy your often-used items in bulk. Frequently purchased items that you know you will use such as toilet paper, paper towel and diapers are cheaper when you buy them in a larger quantity. The key to making bulk shopping work for you is to determine which […]
Beware of the Latest Scams in Atlantic Canada
Today, both individuals and businesses are exposed to fraud and scams during their daily routines and online. Many of us are guilty of giving away too much personal information to a stranger or posting it online. We all must be careful to avoid falling into a scam. Most importantly, you need to be able to […]
Your Budget: The Most Important Part of a Debt Relief Program
Working with a budget to get through your monthly financial expenses doesn’t mean you’re poor or have to do without. Many people believe that if you have a budget, you’re unable to do things in your life for personal enjoyment. This is the complete opposite. It is imperative for everyone to live on a budget […]
