Two of the possible places you may end up to try and solve your credit issues are a non-profit credit counselling agency or in a bankruptcy trustee’s office. Both of these options have their share of similarities, but they also have quite a few differences. The one you choose will depend on several different factors, […]
Filing for bankruptcy is often a last resort for those trying to take control of their finances. Depending on your financial situation, filing for bankruptcy may or may not help you. For instance, bankruptcy excludes secured debts like vehicles and mortgages. It also excludes student loans that are less than seven years old and any […]
Did you know? A consumer proposal can last up to 60 months and take an additional 3 years to purge from your credit report.