November is Financial Literacy Month across Canada – an opportunity to raise awareness of the importance of having the knowledge, skills and confidence to make financial decisions. But having the confidence to make smart financial decisions comes from being exposed to it at a young age, which is why Credit Counselling Services of Atlantic Canada […]
Talk About Money – It Just Makes Cent$: Talking Intimately
BY: JENNIFER CLEATOR Money or rather the perception of money is symbolic. It represents how we perceive our place in our world, our sense of self-worth, and feeling of accomplishment (or not). It is a ruler against which we measure our success or failure against those around us. We size people up based on their […]
How To Talk To Your Kids About Money
BY: TERESA CHIASSON Why parents should talk to their kids about money: Kids hear about money in many different ways: TV, school, friends, parents and social media. Kids need to know how to deal with our changing economy, recession, job loss, and financial security. They also need to know how to budget and stretch a […]
Before You Marry – Talk About Money – It Just Makes Sense!
BY: TAMARA KELLY When talking to marriage counsellors about the effects of finances in a marriage, what they have said is if finances are not the identified number one reason why people break up, it is in the top three. Finances are such an integral part of a relationship, it effects your future plans and […]
Talk About Money – It Just Makes Cent$
BY: SCOTT PURDIE Financial Literacy Month in Canada is celebrated every November. The purpose is to bring about awareness to consumers about the basics of personal finance covering topics such as budgeting, money management, building credit, how consumer credit works, banking, mortgages and loans, establishing personal savings, etc. Society has become more complex and for […]
What is a Bad Credit Score?
Do you know what your credit score means? That number can have a bigger impact on your life than you might think. If you are considering applying for a credit card, buying a car or taking out a mortgage, you might find yourself wondering “Exactly what is a bad credit score?” We’ll take a […]
5 Personal Finance Tips You Shouldn’t Follow
You may have noticed that the internet, as powerful of a learning tool as it can be, is flooded with bad advice from novices. Why is this the case? It starts with one bad article that sounds good and appears to be credible, then other writers duplicate the same content with different wordage. One thing […]
Why We Promote Financial Literacy Month
By Tamara Kelly, Director of Education Realizing the importance of having the knowledge, skills and confidence to handle your finances is not novel to us at Credit Counselling. We see the effects of financial decisions every day and work with consumers to support them through the situation they find themselves in. Let’s start with knowledge. […]
What You Need to Know About Student Loan Repayment in Canada
In Canada, individuals can apply for student loans to help them pay for post-secondary education expenses. For many Canadians, this assistance is necessary for them to pursue higher education and allows them to achieve their educational and career goals. After your schooling is finished, however, you must begin repaying your student loans. Managing your loan […]
Solve Your Debts with a Customized Debt Management Plan from CCSAC
There are few things worse in life than being saddled with loans that have spiraled out of control and you have no way to pay them back. If you are in such a situation, then it may be helpful to consider a debt management plan or DMP. Such a plan will help you learn to […]
