Sometimes you just need to find a little extra money in your budget. Maybe you want to pay off debt, establish an emergency fund, or just purchase a special gift. Don’t worry! There are plenty of easy ways to save money on everyday expenses in almost every area of your life. Adding just a couple […]
10 Budgeting Tips That Really Work!
A journey of 1,000 miles begins with one step, and the journey to financial freedom is no different. It begins with the first step of planning how to use what you have to make the steps towards being financially secure. The following budgeting tips will help you to do just that: 1. Know how much […]
7 Bad Spending Habits You Should Change Today
Bad spending habits could be holding you back from financial freedom. Some of those habits may not seem like a big deal, but they can lead to you wasting a lot of money over the course of a year. Here are seven habits that need to go, and how you can replace them with […]
5 Personal Finance Tips You Shouldn’t Follow
You may have noticed that the internet, as powerful of a learning tool as it can be, is flooded with bad advice from novices. Why is this the case? It starts with one bad article that sounds good and appears to be credible, then other writers duplicate the same content with different wordage. One thing […]
How to Choose the Best Savings Account
Whether you’re saving for a car, want to save up for a down payment on a home, or are attempting to get yourself out of debt and into sound financial territory, opening a savings account should be considered an integral step. A standard chequing account simply does not pay the kind of interest that makes […]
7 Creative Ways to Save Money Every Day
Life is expensive. A seemingly loaded bank account can quickly evaporate from a monthly onslaught of recurring bills, seemingly minor purchases and daily expenses. You can, however, cut into your monthly expenses in numerous ways. You have likely heard money saving tips such as saving loose change, buying in bulk and couponing. We are not […]
How Much Money Should I Save for Emergencies?
Most of us are familiar with that age old theory of “saving for a rainy day”. In today’s economy, however, developing and maintaining an emergency fund is more critical than ever. Now, not only do we need to be prepared for unexpected expenses like malfunctioning major appliances, automobile repairs and hospital bills, but many people […]
News: Grade 4 students will receive piggy banks from CCSAC this Financial Literacy Month
For immediate release 1200 Grade 4 students will receive piggy banks from Credit Counselling Services of Atlantic Canada this Financial Literacy Month Saint John NB, Financial Literacy Month is an opportunity to raise awareness of the importance of having the knowledge, skills and confidence to make financial decisions. We see the effects of financial decisions […]
Become Debt Free for Life with Credit Counselling
Mounting credit card debt, unpaid mortgages and auto loans and other debts can take a toll on your finances and cause you to make poor choices, which sink you deeper into the quagmire. However, this does not have to be the end of the road for you. With the right credit counselling services, you can […]
The Importance of Having an Emergency Fund
Murphy’s Law states that if anything can go wrong, it will go wrong sooner or later. If you are not prepared for the challenges that life throws at you from time to time (and unexpectedly!), then you could find yourself in a really tight spot. This is why it is important to have an emergency […]
