Budgeting Tools & Resources
Need help managing your money?
We have a variety of tools and links that you can use to start living within your means.
CalculatE
what you owe
Find a Calculator that can help you with your financial problems.
E-newsletter Issues
- June 2022 issue: 15 Warning Signs of Debt Problems
- May 2022 issue: 5 Ways to Budget for Inflation
- April 2022 issue: How to Deal With the Rising Cost of Living
- March 2022 issue: What to Do If You Owe Income Tax but Can't Pay
- February 2022 issue: 4 Things You Must Know About Lines of Credit
- January 2022 issue: Why January is the Perfect Time to Plan Your Holiday Budget
- December 2021 issue: 10 Practical Ways to Reduce Holiday Spending
- November 2021 issue: 10 Practical Money-Saving Tips for Financial Literacy Month
Other Online Resources
Select Your Free E-Book
Our free e-book series brings you content, tips and money management strategies from our most popular blog posts. Check back often for new titles!
Featured Ebook
What's Inside?
- Top ways people get into financial trouble
- Additional impacts you could experience
- Proactive ways to take control
- Tips you can use right now
- Tips you can use right now
- One thing to avoid
- Signs of trouble
- Ways your counsellor can help
Recent Blog Posts

How to Conduct an End-of-Year Financial Review (and Set Yourself Up for a Strong 2026)
As the year wraps up, many of us feel the urge to reset—our homes, our routines, our goals. But there’s one reset that makes the

How Much Debt Is Normal?
Debt is a fact of life for many Canadians. Between mortgages, car loans, credit cards and lines of credit, it’s rare to find someone completely

How Poor Credit Can Impact Your Career
Most Canadians know that poor credit can make it harder to qualify for a mortgage, car loan or credit card. But what many don’t realize

How to Handle Online Loan Harassment
In today’s digital world, many people turn to online lenders in times of financial stress. If you’re dealing with a legitimate lender, an online loan