What is a Credit Report?

A credit report is a snapshot of your credit history and is one of the main tools that lenders use to decide whether or not

Is a Consumer Proposal Worth It?

A consumer proposal is quickly becoming a popular alternative to bankruptcy due to its lesser impact on your credit and financial future. A consumer proposal is

The Truth About Bankruptcy in Canada

Bankruptcy is often the first thing consumers think about when they find themselves in financial distress. However, it is not a decision to be taken

How To Stop Collection Calls

It can be stressful to receive calls from a collection agency – especially when there hasn’t been any progress made on repayment. Although the rules

4 Common Debt Relief Options

Nowadays, it’s not uncommon to find yourself in some debt. According to the 2019 Canadian Financial Capability Survey, nearly three quarters of Canadians (73.2%) have

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