It’s officially December, which means the holidays are just a few short weeks away. If you’re a planner, perhaps you’ve already done your shopping. But if you’re like most Canadians, you’ve still got a ways to go. According to a 2019 report, only 18 per cent of consumers say they finish their shopping prior to […]
Why You Shouldn’t Use Your Credit Card for Christmas Shopping
The holidays are meant to be a happy time, spent with family and friends. We take time to go out and shop for the perfect gift to show our love and appreciation for all the important people in their lives. However, with the Christmas carols and dazzling lights, most people get swept away into shopping […]
Think Outside the (Gift) Box: Our Favourite Homemade Gifts
There’s nothing more personal and appreciated then a homemade gift. Your friends and family will appreciate the time and creativity you put into making it for whatever occasion they are celebrating. It is also a great way to save money and stay within your gift giving budget. We have compiled a list of some of […]
Should I Lease to Own a Big Ticket Item?
By Scott Purdie Consumerism is all around us with constant advertising messages from television, radio, print, as well as online. Advertising is such a creative art in that it’s meant to get a consumer to think about wanting a particular product or service in hopes that in time, the ad will bring the consumer into […]
Easy Ways to Save Money on Everyday Expenses
Sometimes you just need to find a little extra money in your budget. Maybe you want to pay off debt, establish an emergency fund, or just purchase a special gift. Don’t worry! There are plenty of easy ways to save money on everyday expenses in almost every area of your life. Adding just a couple […]
Preparing a Grocery List on a Budget
One of the most important line items in the family budget is for food. One of the most powerful tools for managing that food line item is your grocery list. If things are a little tight right now, try preparing a grocery list on a budget. Here are a few tips that will help […]
7 Bad Spending Habits You Should Change Today
Bad spending habits could be holding you back from financial freedom. Some of those habits may not seem like a big deal, but they can lead to you wasting a lot of money over the course of a year. Here are seven habits that need to go, and how you can replace them with […]
How to Save Money on Groceries
Groceries are a major part of household expenses. In fact, many families spend a huge chunk of their monthly income on groceries and other household items. If you have saving on your mind, you must learn to cut the costs on your grocery bill. Even small savings every month can make a big difference over […]
Did You Know? Buy in Bulk
Did You Know? You can save money if you buy your often-used items in bulk. Frequently purchased items that you know you will use such as toilet paper, paper towel and diapers are cheaper when you buy them in a larger quantity. The key to making bulk shopping work for you is to determine which […]
Did You Know: Try Before You Buy
Did you know? Before buying a big ticket item, try to borrow one first. For example, if you want to buy an ATV, rent one to be sure you’re going to like it. You may go out for an hour and say “this really isn’t for me”. By doing so, you’ll save the price of […]
