It’s officially December, which means the holidays are just a few short weeks away. If you’re a planner, perhaps you’ve already done your shopping. But if you’re like most Canadians, you’ve still got a ways to go. According to a 2019 report, only 18 per cent of consumers say they finish their shopping prior to […]
Preparing a Grocery List on a Budget
One of the most important line items in the family budget is for food. One of the most powerful tools for managing that food line item is your grocery list. If things are a little tight right now, try preparing a grocery list on a budget. Here are a few tips that will help […]
How to Save Money on Groceries
Groceries are a major part of household expenses. In fact, many families spend a huge chunk of their monthly income on groceries and other household items. If you have saving on your mind, you must learn to cut the costs on your grocery bill. Even small savings every month can make a big difference over […]
Planning Your Holiday Finances
By Tamara Kelly, Director of Education Credit Counselling Services of Atlantic Canada The holidays are just around the corner, are you prepared? For most of us the reality is ‘no.’ How many times have you found yourself running around for that last minute gift, having your debit card declined at the grocery store because you […]
Did You Know? Buy in Bulk
Did You Know? You can save money if you buy your often-used items in bulk. Frequently purchased items that you know you will use such as toilet paper, paper towel and diapers are cheaper when you buy them in a larger quantity. The key to making bulk shopping work for you is to determine which […]
Three Things You Didn’t Know About Credit Card Interest
Getting your first credit card can be an exciting experience. You can shop with ease; whether it is online or in a store, it can’t get any easier than uttering the words, “charge it”! In this day and age we hear lots on the news and online about credit card debt and how it can […]
Why You Shouldn’t Use Your Credit Card for Christmas Shopping
The holidays are meant to be a happy time, spent with family and friends. We take time to go out and shop for the perfect gift to show our love and appreciation for all the important people in their lives. However, with the Christmas carols and dazzling lights, most people get swept away into shopping […]
