The holidays are meant to be a happy time, spent with family, friends and loves ones. We take time to go out and shop for the perfect gift to show our love and appreciation for all the important people in their lives. However, with the Christmas carols and dazzling lights, most people get swept away […]
10 Practical Money-Saving Tips for Financial Literacy Month
November marks Financial Literacy Month across Canada. After a difficult year for many Canadians, more and more people are facing financial hardship. Financial Literacy Month, now in its 10th year, aims to help Canadians learn how to better manage their finances in challenging times. “Financial literacy gives Canadians the confidence to make smart financial decisions, […]
How to Grocery Shop on a Budget
One of the most important line items in the family budget is for food, and the best way to manage that budget line item is to stick to a grocery list. Having a list each time you go to the grocery store ensures that you don’t get sucked into impulsively buying things you don’t need. […]
10 Practical Ways to Reduce Holiday Spending
It’s officially December, which means the holidays are just a few short weeks away. If you’re a planner, perhaps you’ve already done your shopping. But if you’re like most Canadians, you’ve still got a ways to go. According to a 2019 report, only 18 per cent of consumers say they finish their shopping prior to […]
Think Outside the (Gift) Box: Our Favourite Homemade Gifts
There’s nothing more personal than a homemade gift. Not only will your friends and family appreciate the time and creativity you put into making it, but it’s also a great way to save money over the holidays and stay within your gift-giving budget. We’ve compiled a list of some of our favourite homemade gifts that […]
Should I Lease to Own a Big Ticket Item?
By Scott Purdie Consumerism is all around us with constant advertising messages from television, radio, print, as well as online. Advertising is such a creative art in that it’s meant to get a consumer to think about wanting a particular product or service in hopes that in time, the ad will bring the consumer into […]
Easy Ways to Save Money on Everyday Expenses
Sometimes you just need to find a little extra money in your budget. Maybe you want to pay off debt, establish an emergency fund, or just purchase a special gift. Don’t worry! There are plenty of easy ways to save money on everyday expenses in almost every area of your life. Adding just a couple […]
7 Bad Spending Habits You Should Change Today
Bad spending habits could be holding you back from financial freedom. Some of those habits may not seem like a big deal, but they can lead to you wasting a lot of money over the course of a year. Here are seven habits that need to go, and how you can replace them with […]
How to Save Money on Groceries
Groceries are a major part of household expenses. In fact, many families spend a huge chunk of their monthly income on groceries and other household items. If you have saving on your mind, you must learn to cut the costs on your grocery bill. Even small savings every month can make a big difference over […]
